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Which of the following MUST be included with the continuation of coverage of a group Hospital, Surgical, and Major Medical policy?

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Final answer:

Essential elements for the continuation of coverage of a group Hospital, Surgical, and Major Medical policy include ensuring coverage for preexisting conditions, maintaining the individual mandate, and providing coverage for the uninsured. Questions regarding the costs of treatments, patient quality of life, and privacy risks must be addressed to balance these factors within health policies.

Step-by-step explanation:

When discussing the continuation of coverage of a group Hospital, Surgical, and Major Medical policy, there are certain aspects that are essential to be included. First, it is compulsory to ensure coverage for preexisting conditions without imposing any waiting period or extra cost. Another vital inclusion is the so-called individual mandate which necessitates that people purchase health insurance. Lastly, coverage for those uninsured, ensuring that all individuals, regardless of their insurance status, can access essential health services is necessary.

When developing policies related to health records and coverage, the following questions must be considered: How do we balance the costs of treatments and diagnoses with the need to maintain high patient quality of life? What measures can be taken to mitigate the risks to individual privacy, especially concerning the handling of health records? How can continuity and comprehensiveness of care be ensured under the new policy constraints?

Comprehensive medical care coverage, as mentioned in Part B, includes important components such as prescription drugs, medical supplies, physician's services, eyeglasses, eye care, and hospital services. For a policy to be successful, it must transparently and effectively integrate these components while balancing cost, quality, and privacy.

User Jignesh Goyani
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