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Which of the following statements regarding health insurance is not true?

A) It limits your potential liabilities and ensures you will receive the necessary medical care.
B) Health insurance is offered by private insurance companies and the government.
C) There are many more options available for homeowners insurance than for health insurance.
D) Blue Cross and Blue Shield is the nation's largest health care insurer.

User Tborzecki
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1 Answer

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Final answer:

The statement that there are more options for homeowner's insurance than health insurance is not true. There is a vast array of options for both, and health insurance is available from private insurers and government programs. Blue Cross and Blue Shield is not the single largest health care insurer in the nation. The correct option is C.

Step-by-step explanation:

The statement regarding health insurance that is not true is: 'There are many more options available for homeowners insurance than for health insurance.' In general, there is a wide range of options available for both types of insurance, with multiple insurers and policies tailored to various needs.

Health insurance is provided by both private insurance companies and governmental programs such as Medicaid and Medicare, especially for those who may not afford private insurance or have higher healthcare costs like the elderly.

Additionally, health insurance helps limit potential financial liabilities and ensures that individuals receive necessary medical care. Insurance companies leverage their large client base to negotiate lower rates with service providers, which benefits consumers and saves the companies money on claims. Contrary to the statement, Blue Cross and Blue Shield is not the nation's largest health insurer; instead, there are several large insurers in the market.

Hence, Option C are correct.

User StianE
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