Final answer:
True, private health insurance plans generally include hospital insurance, physician insurance, and surgical insurance, and can come as employment-based insurance or direct-purchase insurance from a private company.
Step-by-step explanation:
The statement that private health insurance plans contain hospital insurance, physician insurance, and surgical insurance is typically True. Private health insurance can be obtained in two main ways: employment-based insurance, which is provided by an employer or union, or direct-purchase insurance, which an individual buys from a private company. Both types of private insurance plans generally cover hospital stays, physician services, and surgical procedures.
Additionally, in the United States, the healthcare system comprises both public healthcare and private healthcare. Public healthcare is funded or provided by the government, with programs like Medicare and Medicaid. Private healthcare, on the other hand, is health insurance that someone purchases from a private company or receives as a benefit from their employer. This private insurance often covers a variety of medical expenses, including, but not limited to, hospitalization, physician services, and surgical needs.