Final answer:
Personal property for home insurance coverage includes furniture and trees and shrubs that are not permanently planted. Automobiles and garages are not typically considered personal property for home insurance coverage.
Step-by-step explanation:
In terms of home insurance coverage, personal property typically refers to belongings that are movable and not permanently attached to the home or property.
Based on the options given, the items that are considered personal property for home insurance coverage are:
- Furniture: This includes items such as sofas, tables, chairs, beds, and other household furnishings.
- Trees and shrubs: These are considered personal property if they are not permanently planted in the ground. However, coverage for trees and shrubs may have certain limitations or exclusions, so it's important to check the specific policy.
On the other hand, an automobile and a garage are not typically considered personal property for home insurance coverage.
Automobiles are usually covered under an auto insurance policy, while a garage may fall under a separate structure or dwelling coverage.