Question

You are in an auto accident with someone who does not have insurance. You should do all of the following except

A) take pictures.
B) call the police.
C) file a claim.
D) try to settle the claim without involving the police or your insurance company.

Answer 1

In an auto accident with an uninsured driver, you should take pictures, call the police, and file a claim with your insurance company but not try to settle the claim without involving the police or your insurance company. The correct option is d.

Step-by-step explanation:

When you are involved in an auto accident with someone who does not have insurance, there are important steps to follow to ensure your rights and interests are protected.

You should immediately: Take pictures of the scene to document evidence. Call the police to report the accident. This ensures that there is a legal record of the incident. File a claim with your insurance company, even if the other party is uninsured. Your policy may have uninsured motorist coverage.

However, what you should not do is attempt to settle the claim without involving the police or your insurance company. This can lead to numerous complications and may jeopardize your chances of receiving proper compensation for damages. The correct option is d.