Final answer:
The insurance company will pay the replacement value of the destroyed china hutch, which is the cost of a new one. In this case, the insurance company will pay $600.
Step-by-step explanation:
The insurance company will pay the replacement value of your china hutch, which is the cost of a new one. In this case, a new hutch will cost you $600. Since your insurance policy provides for replacement value coverage, the insurance company will pay the full cost of the new hutch, which is $600.