Final answer:
Renter's insurance typically covers damage to personal belongings caused by specific incidents such as fire, theft, or vandalism. Liability coverage may also be provided for certain situations.
Step-by-step explanation:
Renter's insurance typically covers damage to personal belongings caused by specific incidents such as fire, theft, or vandalism. It may also provide liability coverage for certain situations.
A) Damage to a stove that the landlord purchased before you moved in: Generally, this would not be covered by renter's insurance as it is the landlord's responsibility to maintain and repair the property.
B) Your dog bites the tenant who lives across the hall from you: This would likely not be covered by renter's insurance as it falls under the category of personal liability and is specific to the actions of the tenant.
C) A collapsed roof: Depending on the policy, renter's insurance may cover damage to personal belongings caused by a collapsed roof.
D) Stereo system stolen from the car you are leasing: Renter's insurance typically does not cover items stolen from a vehicle. Car insurance would be the more appropriate coverage for this situation.