Question

Medical payments coverage insures against costs of medical care for you and other passengers in your car when you are at fault in an accident. True or False

Answer 1

Medical payments coverage in car insurance provides coverage for medical expenses resulting from an accident where the insured driver is at fault. The statement is true.

Step-by-step explanation:

The statement is true. Medical payments coverage in car insurance provides coverage for medical expenses resulting from an accident where the insured driver is at fault. This coverage helps pay for medical bills and related costs for injuries sustained by the driver and passengers in the insured vehicle.

For example, if you are involved in a car accident and you are at fault, medical payments coverage can help cover the costs of hospitalization, surgery, medication, and other necessary medical treatments for yourself and your passengers.

It is important to note that medical payments coverage is different from liability coverage, which pays for medical expenses and damages caused to others when the insured driver is at fault.