Final answer:
RESPA requires certain disclosures after settlement, including an annual escrow loan statement, an exact amortization schedule, and a servicing transfer statement if the servicing rights are transferred.
Step-by-step explanation:
RESPA, which stands for Real Estate Settlement Procedures Act, requires certain disclosures after settlement. These include:
- An annual escrow loan statement summarizing the year's deposits and payments
- An exact amortization schedule
- A servicing transfer statement if the servicing rights are transferred
Therefore, the correct answer is a & c.