Final answer:
Using online realtor services typically results in lower commissions and fees compared to full-service realtors. Home ownership offers the chance to build equity, tax deductions, and a potential capital gain, though market fluctuations can affect outcomes. Studies also show racial and ethnic disparities in how homes are shown to potential buyers. The correct option is B.
Step-by-step explanation:
An advantage of using online realtor services is that the commissions and fees are often less than those charged by traditional full-service realtors. This can be particularly beneficial for homeowners looking to maximize their financial return when selling their property. It's also advantageous for buyers who are looking to save on additional purchase costs. Online services tend to offer streamlined processes, with various tools and platforms that can facilitate the search and listing of properties, thus enhancing the overall efficiency of real estate transactions.
When considering the advantages of home ownership, one should note the potential to build equity over time and the benefits of deducting mortgage interest on taxes. Owning a home also contributes to building a solid credit score through consistent mortgage payments. Moreover, owning a home may result in a capital gain if the property is sold in the future for more than the purchase price, providing both financial and nonfinancial returns.
However, it is worth noting that investment properties can result in different outcomes, such as during a housing market downturn, when property values may decline. Additionally, discriminatory practices in real estate, as highlighted in studies by the Housing and Urban Development (HUD) department, indicate that disparities still exist in how realtors show homes to potential buyers of different racial and ethnic backgrounds.
Hence, Option B is correct.