Final answer:
The fee usually not paid by the home purchaser is the Realtor's commission, which is paid by the seller. Buyers often pay for title searches, appraisal, and loan application fees. Escrow can manage home insurance and property taxes as part of the regular payments.
Step-by-step explanation:
In the context of the costs typically associated with purchasing a house, the fee that is usually not borne by the purchaser is the Realtor's commission. This fee is generally paid by the seller of the property to compensate the real estate agents involved in the transaction. The buyer typically pays for the title search and insurance, the appraisal fee, and the loan application fee.
An escrow account may be established during the home buying process. This is a service where a third party holds and manages the funds for certain expenses related to the property, like home insurance and property taxes. This can simplify payments for the homeowner, as these costs are included in the regular mortgage payments and handled through escrow.