Final answer:
A personal résumé is typically not required when applying for a personal loan because it gives employment history rather than financial information that banks need to assess a borrower's ability to repay.
Step-by-step explanation:
When applying for a personal loan, the most likely documents required by a bank would include a loan application, proof of income, a credit history check, and possibly a request for collateral or a cosigner. However, a personal résumé is typically not required. This is because a résumé would provide information on employment history and qualifications, which are not directly relevant to one's financial status or ability to repay a loan. Instead, banks are more interested in financial documents like a personal balance sheet or cash flow statement that provide direct insight into the borrower's financial health.