Question

Jill's point-of-service health plan encourages her to stay within an approved network of providers and does not require obtaining a ________ before making an appointment.

Answer 1

Jill's point-of-service health plan does not require obtaining a referral before making an appointment. She can seek care from approved network providers without needing a referral. This type of plan is known as a point-of-service health plan, which offers more flexibility in choosing healthcare providers compared to HMOs.

Step-by-step explanation:

Jill's point-of-service health plan does not require obtaining a referral before making an appointment.

A referral is when a primary care physician gives a patient permission to see a specialist or receive certain medical services. In Jill's case, her plan encourages her to stay within an approved network of providers, meaning she can seek care from the doctors and facilities within that network without needing a referral.

This type of plan is known as a point-of-service (POS) health plan, which offers more flexibility in choosing healthcare providers compared to other types like health maintenance organizations (HMOs) that require referrals.