Final answer:
The subject of this question is Mathematics and the answer involves calculating the total amount collected by an insurance company from 100 drivers paying a premium of $1,860 per year.
Step-by-step explanation:
The subject of this question is Mathematics. The question involves calculating the total amount collected by an insurance company by charging each of the 100 drivers a premium of $1,860 per year. This scenario is related to mathematical concepts such as multiplication and totaling. By multiplying the premium amount by the number of drivers, we can find the total amount collected, which in this case is $186,000.