Final answer:
In NJ, refusal of a breath test is equivalent to driving with a BAC of 0.10% and results in an MVC insurance surcharge, which is an additional financial penalty.
Step-by-step explanation:
In New Jersey, refusing to submit to a breath test when suspected of dru_nk driving is a serious offense. Refusal is treated similarly to driving with a Blood Alcohol Concentration (BAC) of 0.10% and comes with significant penalties including an insurance surcharge. The Motor Vehicle Commission (MVC) in NJ imposes an insurance surcharge for refusal of a breath test, which is intended to discourage dru_nk driving and refusal of legally mandated tests.
The surcharge for refusal is a financial penalty added to your regular insurance premium. This surcharge serves as an additional punishment on top of other penalties such as fines, license suspension, and possible imprisonment depending on the circumstances and prior offenses.