Question

The insured purchased a "Wind Only" policy under CPIC. What is/are the covered peril(s)?

A. Wind only
B. Wind and Hail
C. Wind and Lightning
D. Wind, Hail and Lightning

Answer 1

Under a "Wind Only" policy from CPIC, the only covered peril is wind damage, hence the correct answer is A. Wind only.

Step-by-step explanation:

The insured purchased a "Wind Only" policy under Citizens Property Insurance Corporation (CPIC), which specifically provides coverage for damage to a property caused by wind. When an insurance policy is described as 'Wind Only,' it indicates that the only covered peril is wind damage. Therefore, the correct answer is A. Wind only. This means that damages resulting from hail or lightning would not be covered under such a policy, which is an important detail for the policyholder to be aware of when assessing their coverage needs and understanding what is included in their policy terms.