Final answer:
Social insurance programs in the U.S. include Social Security, unemployment insurance, workers' compensation, disability insurance, Medicare, and survivors' insurance, all designed to provide economic security against life risks.
Step-by-step explanation:
The student's question relates to various social insurance programs in the United States and their respective functions. Here's a matching of Column A with Column B:
- social insurance - any form of insurance provided by a government (e).
- Social Security - a program that pays monthly pensions to persons 62 years old and over who no longer work (a).
- unemployment insurance - a program that provides cash benefits for a limited time to people who have lost their jobs (h).
- workers' compensation - a program that pays cash benefits to persons who are injured or disabled by a job-related accident (b).
- disability insurance - a program that pays cash benefits to people who cannot work because of illness or an accident that occurred off the job (c).
- Medicare - a program that provides hospital and medical benefits to elderly and disabled persons (d).
- survivors' insurance - a program that provides cash payments to widows, widowers, and children of deceased workers (g).
- retirement - a program that pays monthly pensions to persons 62 years old and over who no longer work (a).
These programs collectively constitute social safety nets designed to protect individuals from various life risks associated with old age, disability, job loss, and death of a family provider. Social Security, for instance, not only provides retirement benefits but also offers disability payouts and survivors' benefits. Meanwhile, Medicare ensures healthcare coverage for the elderly and disabled, illustrating the broader role of social insurance in health and retirement security.