Final answer:
The inspector needs to report on the condition of the floor, walls, and ceilings. They examine the boards beneath the carpets, furniture jointings, and the entire surface of the house. Mold on the walls and ceiling can be harmful to health.
Step-by-step explanation:
The student is asking which specific areas the inspector needs to report on regarding the condition of the floor, walls, or ceilings. Based on the provided excerpts, it is clear that the inspector thoroughly examined the boards beneath the carpets, the rungs and jointings of every furniture, and the entire surface of the house and adjoining premises. They even used a microscope to inspect these areas for any traces of disturbance or disorder. Additionally, the mold growing on the walls and ceiling of a storm-damaged home could be harmful to human health.