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As a minor, getting 2 points on your provisional license means:

1. You return to learners permit status and can only drive with an adult in the car
2. Your provisional license will be restricted for 30 days
3. You must attend Traffic Violator School
4. Your insurance will be cancelled

1 Answer

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Final answer:

As a minor with a provisional license, getting 2 points may not directly result in insurance cancellation, but could lead to higher premiums or non-renewal of the policy. Attending traffic school can help remove points, and finding a new provider may be necessary.

Step-by-step explanation:

If you are a minor with a provisional license, accumulating 2 points may not directly lead to your insurance being cancelled. However, it could lead to consequences such as increased insurance premiums. Accumulating points typically signals to the insurance company that you have violated driving laws, which statistically increases your risk of being in an accident. While each insurance company has its own policies, some may indeed decide to not renew your policy due to the increased risk, effectively 'cancelling' it.

Actions you can take to manage this situation include attending traffic school (if eligible), which may remove points from your record, or shopping for a new insurance policy with another provider that may offer coverage despite your driving record.

It's essential to drive safely and within the law to avoid such penalties, especially as a new driver under a provisional license.

User Ovidiu Buligan
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