Final answer:
The subject of the question is insurance. It highlights the importance of being cautious about term policies with short coverage terms.
Step-by-step explanation:
The subject of the question is insurance.
It appears to be referring to term policies that provide coverage for a certain number of years. The question warns to beware of policies that cover less than _____ years. The specific number of years is missing from the question, but it is important to be cautious of policies with shorter terms.
For example, if someone is considering a term life insurance policy, they may want to choose a policy that provides coverage for at least 20 years. Policies with shorter terms may not offer sufficient coverage.