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Suppose that Betty takes out a loan for $500 at an annually compounded interest rate of 6 percent to be repaid after three years. How much will be required to pay off the loan at the end of the three years?

A) $595.51
B) $563.00
C) $635.15
D) $709.26

1 Answer

6 votes

Final answer:

Betty will need to pay $595.51 after three years to settle a loan of $500 with an annually compounded interest rate of 6 percent, as calculated using the future value formula for compound interest. Therefore correct option is A

Step-by-step explanation:

To find out how much Betty will need to pay off the loan at the end of three years with an annually compounded interest rate of 6 percent, we use the formula for compound interest, which is:

Future Value = Principal × (1 + interest rate)time

In this case, the Principal is $500, the interest rate per period (annually) is 0.06 (or 6%), and the time is 3 years. Plugging these into the formula:

Future Value = $500 × (1 + 0.06)3

= $500 × (1.06)3

= $500 × 1.191016

= $595.508, which rounds to $595.51.

Therefore, the correct answer is A) $595.51.

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