Final answer:
The FTC's settlement with Wyndham hotels required the company to establish a comprehensive information security program to protect cardholder data.
Step-by-step explanation:
As a result of the Federal Trade Commission's (FTC) settlement with Wyndham hotels regarding their data breaches, the company agreed to establish a comprehensive information security program designed to protect cardholder data. This program requires the company to take several steps to improve online privacy and security, which are critical in protecting against identity theft risks stemming from data breaches such as those that have affected various organizations in the past. Although not specified in the possible answers, Wyndham's security program is subject to rigorous assessments to ensure adherence and effectiveness.