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A note payable has a face value of $15,000 with a 10% interest rate. what should be the amount of interest to record after 4 of 12 months?select answer from the options below

a. $125
b. $0
c. $1,500
d. $500

User Tomwassing
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1 Answer

4 votes

Final answer:

To find the interest on a note payable with a $15,000 face value at a 10% interest rate after 4 months, we use the simple interest formula. The calculated interest is $500, which is the amount to be recorded. Option number d is correct.

Step-by-step explanation:

The question pertains to calculating the amount of interest accrued on a note payable with a face value of $15,000 and a 10% interest rate, after 4 of 12 months. We'll use the formula for simple interest, which is:

Interest = Principal × Rate × Time

For the given note:

  • Principal (P) = $15,000
  • Annual Interest Rate (R) = 10% or 0.10
  • Time (T) = 4/12 year, since we're calculating for 4 months out of a 12-month year

By substituting these values into the simple interest formula, we calculate the interest:

Interest = $15,000 × 0.10 × (4/12)

Performing the calculation:

Interest = $15,000 × 0.10 × 0.3333

Interest = $500

Therefore, the amount of interest to record after 4 months is $500.

User Jaywalker
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