Final answer:
In retirement, spending on clothing and recreation tends to decrease while costs for health insurance and medical care typically rise due to increased medical needs.
Step-by-step explanation:
When you retire, you will probably spend less money on clothing and recreation. This is because most retirees have a more relaxed lifestyle and may not have the need for work attire or might opt for simpler leisure activities. On the contrary, you might spend more on health insurance and medical care as health care costs tend to increase with age, and medical needs become more prevalent. Social Security and Medicare do provide some assistance, but they are often not enough to cover all the expenses associated with aging. As a result, while some expenses decrease, others related to health care will likely increase.