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Which of the following investments of $10,000 will return the most to an investor? select one:

a. an investment of $10,000 at an annual rate of 4%, compounded quarterly for 6 years.
b. an investment of $10,000 at an annual rate of 4.2%, compounded semiannually for 5 years.
c. an investment of $10,000 at an annual rate of 5%, compounded annually for 4 years.
d. an investment of $10,000 at an annual rate of 3.6%, compounded annually for 7 years.
e. an investment of $10,000 at an annual rate of 4.8%, compounded monthly for 5 years.

User Defeated
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Final answer:

After calculating the compound interest for each investment option, Option D ($10,000 at an annual rate of 3.6%, compounded annually for 7 years) yields the highest return of $12,732.84, making it the best investment among the given choices.

Step-by-step explanation:

The question is asking to compare several investment options to find out which one would yield the highest return after a certain period. To determine this, we use the formula for compound interest, which is A = P(1 + r/n)^(nt), where A is the amount of money accumulated after n years, including interest, P is the principal amount (the initial sum of money), r is the annual interest rate (decimal), n is the number of times that interest is compounded per year, and t is the time the money is invested for in years.

Let's calculate the future value for each investment option:

• Option A: A = $10,000(1 + 0.04/4)^(4*6) = $12,703.04

• Option B: A = $10,000(1 + 0.042/2)^(2*5) = $12,252.98

• Option C: A = $10,000(1 + 0.05/1)^(1*4) = $12,155.06

• Option D: A = $10,000(1 + 0.036/1)^(1*7) = $12,732.84

• Option E: A = $10,000(1 + 0.048/12)^(12*5) = $12,706.28

After calculating, we see that Option D offers the highest return on investment after the specified time period.

User Andong Zhan
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