Question

Insurers will not provide coverage unless a pilot's record and report have been received. State three items of underwriting information contained in this report.

Answer 1

Insurers require a pilot's record and report for underwriting, which includes pilot's flight hours, accident and violation history, and medical certification status to assess insurance risk and policy costs.

Step-by-step explanation:

When insurers provide coverage, especially in sensitive areas such as aviation, they depend on detailed underwriting information to assess risk. The pilot's record and report are crucial documents containing vital data for this assessment. Three items of underwriting information typically contained in a pilot's report would be:

1. Pilot's flight hours - Total and recent experience in flying different types of aircraft.
2. Accident and violation history - Any past accidents or aviation law violations.
3. Medical certification status - Health information and any medical conditions that could affect piloting abilities.

These items help insurers in determining the level of risk associated with insuring the pilot, which in turn influences the availability and cost of the insurance policy.