Question

In regard to accident and sickness insurance, which of the following is correct?

a) Accident and sickness insurance is generally only available as part of group coverage.
b) Accident and sickness insurance may include coverage for medical fees and drugs.
c) Accident and sickness insurance generally cover for sickness and disability, not death.
d) Accident and sickness insurance provide coverage specifically for work-related conditions.

Answer 1

Accident and sickness insurance may cover medical fees and drugs, and can be purchased both as part of a group or individually. It generally covers health-related expenses, not death, and is not limited to work-related conditions.

Step-by-step explanation:

In regard to accident and sickness insurance, the correct statement is that it may include coverage for medical fees and drugs. Accident and sickness insurance is not limited to group coverage; it can also be purchased individually. It typically covers expenses for medical conditions and illnesses, as well as any disability arising from these, but not death. This type of insurance is not specifically designed for work-related conditions, as it provides broader coverage.