Final answer:
True, an investment involves committing resources now with the expectation of future benefits, which could be financial, like capital gains, or nonfinancial, such as having a place to live.
Step-by-step explanation:
True: An investment is indeed an exchange of resources now for an expected flow of benefits in the future. This concept lies at the heart of financial decision-making, both for individuals and businesses. Investing could be in various forms, such as in housing and other tangible assets that not only may appreciate in value, resulting in capital gains, but also provide nonfinancial returns, such as a place to live. Similarly, businesses might invest in physical or intangible assets considering the trade-off between the projected benefits, like future profits, and the investment costs, including interest rates. Individuals or entities that supply financial capital through saving do so with the expectation of receiving a rate of return, while those demanding financial capital by receiving funds expect to pay a rate of return.