answer : d )
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explanation : an antecedent is the thing represented by a pronoun the antecedent of a pronoun is a noun.
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we want a sentence in which every pronoun has a clear antecedent.
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ex : hedgehogs? why can't they just share the hedge?
(in this example hedgehogs is an antecedent of they (which is a pronoun))
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in order for it to be a valid sentence where a pronoun has a clear antecedent, a person or person(s) must be represented.
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a) what's worse, they charge fees for not meeting minimum spending requirements. (NOT valid - no noun here to represent pronoun)
b) it can feel frustrating for consumers who don't want to spend money on their credit card each month. (NOT valid)
c) some credit card companies require you to spend a minimum balance every month. (NOT valid - no pronoun here to represent noun)
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therefore, the answer is d)
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hope this helps !
- audrey ♡