Question

A 22-year old male presents to the observation unit complaining of severe lower back pain when urinating. The patient also states that due to his ESRD he notices blood in the urine. He stated the doctor diagnosed him with the condition when he was 19 years old and has been on dialysis and medication since then. The client presents with Blue Cross Blue Shield, a Medicare card, and a Medicaid card. Please indicate which insurance is primary. Why?

Answer 1

Medicare is the primary insurance for the 22-year-old male with ESRD. Blue Cross Blue Shield and Medicaid may provide secondary coverage.

Step-by-step explanation:

The primary insurance for the 22-year-old male with End-Stage Renal Disease (ESRD) would be the Medicare card. Medicare is a federal health insurance program that primarily provides coverage for individuals with ESRD, regardless of age. Blue Cross Blue Shield and Medicaid may provide secondary coverage to fill in the gaps not covered by Medicare.