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If Antonia is getting 5% interest per month, what annual interest rate would give her the same amount of interest?

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Final answer:

To find the annual interest rate that would give Antonia the same amount of interest as a 5% monthly interest rate, we can use the compound interest formula. The annual interest rate would be approximately 64.4%.

Step-by-step explanation:

To find the annual interest rate that would give Antonia the same amount of interest as a 5% monthly interest rate, we need to consider the compound interest formula. The formula for compound interest is:

A = P(1 + r/n)^(nt)

Where A is the future amount, P is the principal amount, r is the annual interest rate, n is the number of times interest is compounded per year, and t is the number of years.

In this case, we can set up the equation:

A = P(1 + 0.05/12)^(12*1)

Since we want to find the annual interest rate r, we can rearrange the formula:

r = (A/P)^(1/t) - 1

Plugging in the values, we get:

r = (1 + 0.05/12)^(12*1) - 1

Simplifying the calculation, we find that the annual interest rate that would give Antonia the same amount of interest is approximately 64.4%.

User Brendan Ritchie
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