Final answer:
If the insurer doesn't furnish forms after notice of loss, the insured must file written proof of loss. Option D is correct.
Step-by-step explanation:
When an insurer fails to provide necessary claim forms after a notice of loss, the insured isn’t absolved of responsibility. Option D, filing written proof of loss, becomes imperative. This documentation typically outlines the details of the loss, including its nature, extent, and the amount being claimed. Despite the absence of forms, this step is crucial as it substantiates the claim, ensuring that the insured complies with policy requirements.
It acts as a formal declaration of the loss, serving as evidence during the claims process. By submitting this proof, the insured fulfills their obligation to provide necessary information, even in the absence of forms from the insurer. It’s a proactive measure to advance the claim process and maintain compliance with the insurance policy.
Correct answer: File written proof of loss (Option D)
Complete question:
After an insured gives notice of loss, what must he/she do if the insurer does not furnish forms?
- A. File a lawsuit
- B. Contact the insurer again requesting forms
- C. Nothing
- D. File written proof of loss