Final answer:
The decline of bulk-billing rates leads to reduced accessibility and affordability of healthcare services for patients.
Step-by-step explanation:
Bulk-billing is a method of payment used in the healthcare system of some countries, where medical practitioners accept the payment from the government-run health insurance scheme directly, rather than billing the patient. The decline of bulk-billing rates can lead to reduced accessibility and affordability of healthcare services for patients. When bulk-billing rates decrease, it means that fewer healthcare providers are willing to accept the government payment, which reduces the number of healthcare options available to patients. This can result in longer wait times to see a doctor and a higher likelihood of patients delaying medical treatment. Additionally, if patients are unable to find bulk-billing providers, they may have to pay out-of-pocket for healthcare services, which can be financially burdensome for individuals with limited resources.