Final answer:
A Firearms Concealed Carry License (FCCL) allows the license holder to carry a loaded handgun, but the specific regulations may vary depending on the state's laws.
Step-by-step explanation:
A Firearms Concealed Carry License (FCCL) allows the license holder to lawfully carry a loaded handgun. However, the specific regulations regarding where the loaded handgun can be carried may vary depending on the state's laws. For example, some states may allow carrying a loaded handgun in public places, while others may restrict it to private property or certain designated areas.