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Corporate resolution vs. hypothecation agreement for corporations

User Arieck
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Final answer:

A corporate resolution is a formal decision made by a corporation's board of directors or shareholders, while a hypothecation agreement is a collateral arrangement for a loan.

Step-by-step explanation:

A corporate resolution and a hypothecation agreement for corporations are two separate legal documents that serve different purposes.

A corporate resolution is a formal decision made by the board of directors or shareholders of a corporation, usually recorded in writing. It outlines the actions or decisions that the corporation intends to take and provides authorization for those actions. For example, a corporate resolution may be used to approve a major financial transaction or to appoint officers or directors.

A hypothecation agreement is a type of collateral arrangement in which a corporation pledges its assets, such as inventory or accounts receivable, as security for a loan. The agreement allows the lender to take possession of the assets if the corporation fails to repay the loan. It helps protect the lender's interests by providing a source of repayment if the borrower defaults.

User WhiteLine
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