Final answer:
An autopsy can typically be conducted if an individual with an accidental death policy dies, but exceptions may arise due to religious, cultural, or legal reasons. Insurance policies specify conditions for payouts, including accidental deaths, medical expenses, car-related incidents, and dwelling issues.
Step-by-step explanation:
If an individual is covered under an accidental death policy and dies, an autopsy can typically be performed to determine the cause of death. However, there may be exceptions when an autopsy is not permitted. These exceptions could be due to religious beliefs, cultural practices, or legal restrictions in certain jurisdictions. In most cases, insurance companies require an autopsy to confirm that the death was accidental before a payout is made. The policy often outlines the circumstances under which it pays out, such as when medical expenses are incurred, the policyholder dies, a car is damaged, stolen, or causes damage to others, or a dwelling is damaged or burglarized.