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"Normally, a guardian is required to be appointed in the Beneficiary clause of the contract

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Final answer:

The subject of the question is Law at the College level. It deals with the legal requirements for appointing a guardian in a contract's Beneficiary clause, ensuring the care of individuals unable to care for themselves, illustrated by cases involving children in non-parental guardianship arrangements and adults in non-recognized relationships.

Step-by-step explanation:

The question involves the designation of a guardian within the Beneficiary clause of a contract, which pertains to legal procedures connected to the care of individuals who are unable to look after themselves, such as children or incapacitated adults. This is a legal topic and goes beyond basic guardianship to include aspects of family law and the rights of individuals within contractual agreements. In situations where parents cannot care for their children, like the case cited from 2018 where three million children lived with a non-biological or adoptive guardian, a guardian's appointment is crucial. Legal guardianship is necessary to ensure the welfare of the child and may involve relatives, such as grandparents, or can result from involvement by state or city welfare departments. The case of Sharon Kowalski and Karen Thompson illustrates the complexities and legal struggles that can arise when a Beneficiary clause does not legally recognize relationships outside of marriage, and a guardian must be appointed. After Kowalski's incapacitation, her partner had to undergo a near-decade legal battle to be recognized as her guardian, a process complicated by the lack of a legal framework at the time for their relationship.

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