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Once a policy is classified as a modified endowment contract, with certain corrections, it can be later treated as not a modified endowment contract.

A.TRUE
B.FALSE

User Kalp
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1 Answer

5 votes

Final answer:

A modified endowment contract (MEC) can be treated as not a MEC with certain corrections. A policy that is initially classified as a MEC can later be treated as not a MEC with certain corrections.

Step-by-step explanation:

A modified endowment contract (MEC) is a life insurance policy that has failed to meet certain requirements set by the Internal Revenue Service (IRS).

Once a policy is classified as a MEC, it is generally subject to different tax rules compared to a non-MEC policy.

However, in certain cases, a policy that was previously classified as a MEC can be treated as not a MEC by making certain corrections or changes to the policy.

For example, if an individual has made excessive premium payments that caused the policy to become a MEC, they can make a correction by reducing the amount of future premium payments.

This can allow the policy to be treated as not a MEC going forward.

Therefore, the statement in the question is TRUE.

A policy that is initially classified as a MEC can later be treated as not a MEC with certain corrections.

User Shivshnkr
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