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If an adjuster needs to find clarification about what actually constitutes a collision, in which section of an insurance policy would she find that information?

User Joan Rieu
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Final answer:

An adjuster would find clarification about what constitutes a collision in the 'Definitions' section of an insurance policy. This section details the terms used in the policy, including specific events and circumstances considered as a collision.

Step-by-step explanation:

If an adjuster is looking for clarification about what actually constitutes a collision, they would find that information in the 'Definitions' section of an insurance policy. This section covers specific terms and what they include or exclude, providing the necessary clarifications on the events and circumstances considered as a collision under the insurance contract.

Each insurance provider may have slightly different wording, so it is vital that the adjuster refers to the specific policy in question. For instance, what is covered as a collision in one policy may be classified differently in another. Consistent with industry practice, a collision typically involves the car coming into contact with another car or object with a certain degree of force.

It's also possible that the policy's 'Coverage' or 'Exclusions' sections may have additional information on what is considered a collision, as those sections lay out what is covered by the policy and what is specifically not covered, respectively.

User Taukheer
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