Question

J is a producer who has induced an insured

through misrepresentation to surrender an existing
insurance policy. What is J guilty of?
a) Coercion
b) sliding
c) Twisting
d) Rebating

Answer 1

J is guilty of twisting.

Step-by-step explanation:

J is guilty of twisting.

Twisting refers to the act of an insurance producer inducing someone to surrender an existing insurance policy through misrepresentation. It typically involves convincing the insured that a new policy is superior to the existing one, even though it may not be true.

In this case, J has induced the insured to surrender their existing insurance policy through misrepresentation, making J guilty of twisting.