Question

When is it possible for a commercial vehicle to be eligible for coverage under the California Automobile Assigned Risk Program?

1 if the commercial vehicle is part of a large corporate fleet that moves products serving the underprivileged
2.when the commercial vehicle is used strictly for the transportation of those suffering from a terminal illness
3.when the commercial vehicle is licensed to operate in an area officially declared as either a disaster or poverty zone
4.if it is a privately owned lightweight commercial vehicle used for local service or retail deliveries within a specific geographic area.

Answer 1

Commercial vehicles can be eligible for coverage under the California Automobile Assigned Risk Program (CAARP) if they meet certain criteria, such as being a privately owned lightweight vehicle used for local service or retail deliveries within a specific geographic area.

Step-by-step explanation:

When is it possible for a commercial vehicle to be eligible for coverage under the California Automobile Assigned Risk Program?

The California Automobile Assigned Risk Program (CAARP) provides insurance coverage for high-risk drivers who are unable to obtain coverage through regular insurance markets. Commercial vehicles can be eligible for coverage under the CAARP if they meet certain criteria. One of the criteria is if the commercial vehicle is a privately owned lightweight vehicle used for local service or retail deliveries within a specific geographic area. For example, a delivery van used by a small local bakery would be eligible for coverage under the CAARP. However, it is important to note that being part of a corporate fleet, serving the underprivileged, or being used for transportation of those suffering from a terminal illness does not make a commercial vehicle eligible for coverage under the CAARP.