Final answer:
A home warranty would cover property destroyed by fire, theft of items in the property, and pipes burst causing flooding.
Step-by-step explanation:
A home warranty is a type of insurance policy that provides coverage for specific items in a home. It typically covers major systems and appliances in the house, such as HVAC, electrical, plumbing, and kitchen appliances. In the given options, a home warranty would cover property destroyed by fire, theft of items in the property, and pipes burst causing flooding. These are all events that can be protected under a home warranty policy.