Final answer:
A temporary license is issued by the commissioner of insurance to allow the personal representative of a deceased agent to continue servicing policyowners.
Step-by-step explanation:
The temporary license is issued by the commissioner of insurance to allow the personal representative of a deceased producer to provide service to existing policyowners.
This is common in the insurance industry to ensure that the clients of the deceased producer are not left without assistance while the affairs of the estate are managed. The temporary license allows for the continuation of service, allowing time for the transfer of accounts to a new permanent producer or other solutions.