Final answer:
A long term care policy in the District of Columbia must be guaranteed renewable, ensuring continued coverage as long as premiums are paid, with protections against individual policy cancellations due to age or health issues.
Step-by-step explanation:
In the District of Columbia, a long term care policy must be guaranteed renewable. This means that the insurer is required to renew or continue the policy as long as the premiums are paid on time and in full. Policyholders have the comfort of knowing that their policy will not be canceled as they age or if they start developing health issues provided they meet the terms of their policy agreement. Issuers can change premiums for policyholders on a class basis but cannot single out an individual for a rate increase because of their claims history.