Answer:
Insurance companies should have the ability to legally learn the genetic profiles of people that wish to be insured.
Explanation: The reasoning...
Insurance wise the more of a liability you are the more insurance companies might not want to provide insurance to you, and if in their own studies they should be permitted to find about any history of genetic illness, this followed by higher risks of cancer, and diabetes might make you a high-risk client. Insurance is something that is sold so that the possibilities can be dealt with. If a person has a higher risk of one of those medical possibilities that might cost the insurance company more than you pay the monthly cost. This is unsavoury for companies that work like this hence it should be in their right to allow for genetic profile background checks, funded by themselves of course.