Final answer:
Under the Fair Credit Reporting Act, information in an investigative consumer report must be disclosed to the consumer promptly, usually no later than 15 days from receiving a written request.
Step-by-step explanation:
The question is related to the disclosure requirements under the Fair Credit Reporting Act (FCRA) for investigative consumer reports. The FCRA is a federal law that regulates the collection, dissemination, and use of consumer information. It also sets standards for consumer report agencies that compile these reports. Under the FCRA, an individual has the right to request and obtain disclosure of any information in their consumer file from any consumer reporting agency.
Regarding the timeframe to disclose information to the consumer upon written request, the Fair Credit Reporting Act requires that the information should be disclosed promptly, with some specific guidance around timing of disclosures. Generally, the agency must provide the requested information no later than 15 days after receiving the written request. It's important for consumers to be aware of their rights and to monitor their credit history to detect possible identity theft or unauthorized use of their information.