Final answer:
The assistance available to low-income individuals without enough work credits for SSDI is Supplemental Security Income (SSI). SSI provides support to those with disabilities or elderly below a certain income level. Social Security, which includes SSI, functions as a social safety net for the disabled, elderly, and survivors.
Step-by-step explanation:
The benefit available to low-income individuals who meet all requirements of Social Security Disability Insurance (SSDI) other than the accumulated work credits is Supplemental Security Income (SSI). SSI is designed to provide supplemental income to adults or children with considerable disabilities, or to the elderly who fall below an income threshold. Unlike SSDI, which requires a work credit history, SSI is available to individuals who have not accumulated sufficient work credits but otherwise qualify due to financial need and disability status.
Social Security is a social insurance program that encompasses different benefits, including retirement insurance, SSDI, and SSI. The program helps provide a safety net for various groups including the disabled, elderly, and survivors. Retirement insurance through Social Security is funded by workers who pay a percentage of their income into the program, which then provides income and health care benefits upon retirement or in the event of disability.