Final answer:
The word 'judicious' suggests careful and wise use of resources, so the best match is 'a. wise'. The context of Mrs. Sommers planning for a judicious use of money clearly aligns with a thoughtful and wise approach, not an extravagant or careless one.
Step-by-step explanation:
The word 'judicious' in the context of Mrs. Sommers' plans for using the money implies that she intends to use the money in a wise and well-considered manner. Therefore, the word or phrase that best matches 'judicious' is 'a. wise'. The other options provided, including 'b. extravagant', 'c. careless', and 'd. detailed', do not align with the meaning of judicious. Extravagant suggests spending in a lavish or wasteful manner, careless suggests a lack of attention or consideration, and detailed, while positive, doesn't specifically relate to the wisdom of the action.
It's important to note that in everyday activities like budgeting for groceries or other expenses, many people exhibit a judicious approach to their finances. They do not rely on strict formulas or meticulous calculations to the penny because they understand that expenses can fluctuate. Instead, they apply common sense and a forgiving attitude towards the precision required, appreciating the broader context rather than fixating on minute details.