Rick can inquire about the amount of his outstanding secured debt with Swifty Loan Corp without incurring any charges once every twelve months.
Rick, as a debtor, is entitled to inquire about the amount of his outstanding secured debt with Swifty Loan Corp without incurring charges every twelve months. According to the Fair Credit Reporting Act (FCRA) in the United States, consumers can request a free annual credit report, including information on outstanding debts, from each of the major credit reporting agencies. Swifty Loan Corp is likely to provide this information as part of the credit report. It's essential for Rick to take advantage of this opportunity to stay informed about his financial obligations and maintain a healthy credit profile. Regularly checking the accuracy of his outstanding debt helps Rick manage his financial responsibilities and address any discrepancies or issues that may arise.
In conclusion, Rick can inquire about his outstanding secured debt with Swifty Loan Corp without charges once every twelve months, in alignment with the provisions of the Fair Credit Reporting Act.
Complete question should be:
How frequently can Rick, a debtor, inquire about the amount of his outstanding secured debt with Swifty Loan Corp without incurring any charges?