Final answer:
Mary Richmond emphasized individual charity, while Jane Addams focused on systemic change to help the poor.
Step-by-step explanation:
Mary Richmond's philosophy of helping the poor differed from Jane Addams' philosophy in that Mary emphasized individual charity while Jane focused on systemic change. Mary believed in providing direct assistance to individuals in need, while Jane worked towards addressing the root causes of poverty and advocating for larger-scale reform. For example, Jane Addams founded Hull House, a settlement house that provided a variety of services and resources to the community, such as cultural events, classes, exhibits, childcare, and employment assistance. Mary Richmond, on the other hand, focused on providing direct assistance and support to individuals in individual charity efforts.